WHAT'S COVERED?
The Students’ Union health and dental plan contains a broad range of benefits, aimed to support students, for one full year of coverage. The $275 one-time fee works out to less than $23 per month for coverage and you can enjoy coverage with multiple providers, optimizing your coverage. Should you choose to opt out of the Students’ Union plan, you may only rejoin by providing proof of coverage loss within 30 days.
The following is a summary of the coverage provided by the Students’ Union:
- 80% coverage for eligible prescription medications, up to $2,000 per benefit year;
- $50 of coverage per visit for up to 6 appointments per benefit year by paramedical providers in each of the following areas: physiotherapy, chiropractic care, massage therapy (with prescription), acupuncture, naturopath, speech therapy, podiatrist or chiropodist.
- Coverage of $75 per visit, for up to 10 appointments per benefit year for counselling by a social worker, counsellor, psychologist, or psychotherapist ($725 maximum);
- Vision coverage of $225 every two years ($100 for eye exams and $125 for prescription glasses, contacts, etc.);
- Dental coverage of up to $700 per year for preventative and restorative work at 80% coverage;
- Gender affirmation surgeries not covered by your provincial/territorial health plan (reasonable and customary charges limited to $10,000 lifetime. See benefit booklet for more details.);
- Travel insurance for trips of up to 90 days;
- Access to a tutor, should you become ill or injured while studying;
- A comprehensive Life and Accident Insurance plan;
- A legal advisory service that provides telephone legal assistance, simple legal letter templates and document review, and access to legal representation at a discount.
For a full and detailed list of what’s included for health, drug, dental and travel coverage, please click SEE WHAT’S COVERED below to access your GreenShield benefit booklet. Please note that the benefit booklets of the respective providers are the official list of what’s covered, inclusive of their definitions and outlines.
Information on your Life & Accident Insurance and legal advisory service can be found via your online portal (which you are able to access once you are fully enrolled in the plan).